funding-for-IED-courses

IED and Accademia di Como Aldo Galli have always strived to ensure that as many students as possible have access to an education.

We believe that a better world also depends on the development of talent and its transformation into a profession, which is why we have set up partnerships with a number of credit institutions and credit brokers, through which you can get support in dealing with the expenses involved in becoming an IED student.

Below you will find the funding options dedicated to students resident in Italy on Bachelor of Arts, Master Programmes, Master of Arts, Continuing Study Programs and Summer Courses.

Read more in the relevant box if your course is included in the individual option.

Funding options

Discover the options available 

IED and Accademia Aldo Galli students resident in Italy have the possibility of accessing interest-free Deutsche Bank loans for up to ten months for the payment of tuition fees. 

The related financial burden of interest will be fully borne by IED. The granting of the loan is subject to the bank's approval.

For more information, please contact your Admission Advisor.

Dedicated to students enrolled in recognised programmes (First-Level Academic Diplomas, Second-Level Academic Diplomas and First-Level Specialised Master’s Programmes) 

Among the forms of support available to students throughout their academic journey is the Youth Credit Fund (Study Fund), a loan guaranteed by the Italian State that is available to students enrolled in recognised programmes, without the need for personal guarantors or specific financial asset requirements.

To support students throughout the application process, IED collaborates with Habacus, a specialist provider of student loans recognised by the Ministry of University and Research (MUR) and appointed by CONSAP to carry out certification activities for access to the Fund guarantee. Habacus assists students at every stage of the process, from eligibility verification to the management of the application with lending institutions. 

General requirements:

  • Residence in Italy
  • Identification through SPID or the Electronic Identity Card (CIE)

For Bachelor's Degree programmes:

  • Upper secondary school diploma obtained from a secondary school based in Italy
  • Minimum grade of 75/100

For Master's Degree programmes and MUR-recognised Master's programmes

  • Holding a qualification recognised by the MUR
  • A final grade equivalent to at least 100/110
  • For foreign qualifications, the equivalence assessment process is managed by Habacus

The loan provides an amount ranging from €3,000 to €15,000 for each year of study, up to a maximum of €50,000. Repayment of the principal begins upon completion of the course of study and may be spread over a period of up to 15 years. During the disbursement period, where required by the bank, students are responsible solely for the payment of interest. Visit this page to explore the available loan options and receive support with your application, including through Habacus’s WhatsApp channel.

In order to pursue their studies with greater peace of mind, IED and Accademia Aldo Galli students residing in Italy can apply for the BNL Futuriamo loan to support their investment in their education and future, and to meet the requirements of their education: tuition fees, purchase of textbooks, accommodation and transport costs for those away from home, and purchase of PCs/Tablets.

BNL Futuriamo envisages a minimum amount of EUR 5,000, a one-off disbursement and a repayment term of up to 10 years, with the possibility of postponing repayment of the capital from 12 to 36 months after disbursement. For younger students, who have not yet entered the labour market, co-ownership with a parent or guardian is envisaged.  The loan is managed entirely by BNL Gruppo BNP Paribas.

The granting of the loan is subject to the bank's approval. For all information and contractual and economic conditions, please refer to the BNL.it website or to BNL branches.

Further information can be found on the page of the website dedicated to the BNL Futuriamo loan. To be contacted, simply click on “Get in touch” and fill in the simple form.

Dedicated to students of IED Master Courses and all IED courses granting a First Level Academic Diploma

All students, resident in Italy, studying at IED and Accademia Aldo Galli for a Master Course or an AFAM course (three-year course granting a First Level Academic Diploma) can count on economic support provided by Intesa Sanpaolo to enable them to broaden their skills. “Per Merito” is a loan that students can obtain provided they are in good standing with their studies and does not require any collateral.

It makes it possible to meet tuition fees, the purchase of teaching materials or accommodation costs to cope with the educational activity with peace of mind. At the end of the studies, a “bridging period” of 24 months is triggered, during which the student will receive no further payments but will not yet have to repay anything. Repayment will take place over a maximum period of 30 years and in the case of early repayment there are no additional costs.

The granting of the funding is subject to the bank's approval. For the contractual terms and conditions, please consult the information sheets available in branches and on the bank's website.

Visit  this page for more details.